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Insurance for supervised practice between driving lessons.
Get your quote online.
Learner driver insurance is cover for private practice while you hold a provisional licence. DayCover has a separate learner quote for the car, driver and period you need. It is different from insurance for a driver who has already passed their test.
The price shown in your quote is for the driver, vehicle and period you select. Compare the options available for the time you need, including any excess and optional extras. Temporary insurance may suit occasional use; an annual policy may be better value if you drive the vehicle regularly.
DayCover brings temporary vehicle insurance into an online quote journey, so you can check the options for a specific driver, vehicle and period of use.
Borrowing a vehicle, collecting a purchase and practising between driving lessons involve different insurance needs. Start with the relevant DayCover product page, then check the eligibility and cover offered for your circumstances.
Enter the information requested in the quote form and choose your dates. Read the policy documents, check the total price and ask DayCover if anything is unclear before buying. Keep your confirmation available for the period of cover.
Choose enough time for the whole journey, including the return trip. Check the quoted start and end times rather than relying on a label such as ‘daily’ or ‘monthly’. If your plans change, make sure valid cover is in place before continuing to drive.
When you take out an annual car insurance policy, you’ll usually choose from three main levels of cover: Comprehensive, Third Party, Fire and Theft (TPFT), or Third Party Only (TPO); which is the minimum legal requirement for driving on UK roads.
Third Party Only covers damage or injury to other people, their vehicles or property but not your own. TPFT offers the same protection as TPO but also includes cover if your car is stolen or damaged by fire. Comprehensive cover goes further, including all the above plus protection for your own vehicle, even if an accident is your fault.
At Daycover, we only provide Comprehensive cover for learner drivers. It’s the most complete level of protection, which is ideal when you’re still learning and building confidence. It means that both you and the car you’re practising in are properly covered while you’re on the road.
We keep things simple by giving you the best level of insurance from the start – no confusing options or compromises, just quality cover while you learn. For learner drivers who prefer to practise over the weekend, weekend learner driver insurance gives you two days of cover from Saturday morning through to Sunday evening.
Have the vehicle registration and the driver’s details ready. Choose when you need cover, then review the price, eligibility and policy terms before buying.
Enter the registration and the driver’s details.
Choose the start time and period of cover.
Review your quote and terms, then pay. Check your policy confirmation before driving.
This policy is for a learner with a valid provisional licence practising under appropriate supervision. The driver, supervisor and practice car must meet the policy requirements. The current DayCover learner quote requires the car to have an existing insurance policy. Learner cover is not valid for driving after passing the practical test: arrange appropriate full-licence insurance before driving again and contact DayCover about your learner policy.
Yes, learner drivers can get learner car insurance. If you’re practicing in a driving instructor’s car, the insurance is usually included in the cost of your lessons.
But if you’re learning in your own vehicle or someone else’s, you’ll need a separate learner driver insurance policy to drive legally on public roads.
You can’t rely on the car owner’s insurance unless you’re added as a named driver and the policy explicitly covers learners.
A separate learner policy
— check how it works alongside the owner’s cover.
A planned practice period
— confirm the times and supervisor before each session.
Clearer preparation
— keep documents available and know what happens after a test pass.
Pick exactly the time window you need, whether it's a single lesson, a weekend of practice or a full month leading up to your test.
Temporary cover is a separate policy for the named driver and vehicle. A claim under that policy is handled separately from the owner's annual insurance, subject to the policy terms. This does not mean an incident can never affect future premiums: drivers and owners must still answer insurers' questions accurately and meet any reporting requirements.
Fully comprehensive protection while you practise. No third-party-only compromises.
Have the vehicle registration and the driver's details ready. Choose when you need cover, then review the price, eligibility and policy terms before buying.
Learner car insurance can be used to commute. If you want to get the extra time in on your way to or back from work, as long as you’re accompanied then that is allowed.
Unfortunately, you cannot use learner car insurance for Business Use purposes. The definition of Business Use is driving / commuting to multiple locations, such as visiting clients or prospects. It’s again different to ‘Commercial Use’.
You cannot use learning car insurance for Commercial Use. Commercial Use means using your car for transporting goods or people for what is referred to as ‘Hire or Reward’ which basically means when you’re being paid for it, i.e. as a job / source of income.
When you take out learner driver insurance with Daycover, you can be confident you’re properly insured. We work with a trusted panel of UK insurers who are experienced in providing short term cover for learner drivers.
As soon as you buy your policy, we’ll email you confirmation along with your official documents, including your Insurance Certificate. This confirms that you’re legally covered to drive during your chosen period of practice.
You can also check the Motor Insurance Database (MID) – the UK’s central record of insured vehicles. However, because temporary learner insurance is designed to start quickly, your policy may not appear on the MID straight away. Don’t worry – as long as you’ve received your documents from us, you’re insured and safe to get behind the wheel.
Whether you’re practising for your test or building confidence with extra private lessons, your Daycover policy has you covered.
Yes, a learner driver can get insurance on their own car, as long as they have a valid UK provisional licence.
Learner car insurance allows you to practise in your own vehicle outside of lessons with an instructor, as long as you’re supervised by someone who meets the DVSA requirements. It’s a good option if you plan to get plenty of private practice before your test. Some annual learner policies may also let you build up a no claims bonus.
You can take out learner driver insurance on your parents’ car. This is a popular choice for many provisional drivers.
The insurance is kept separate from your parents’ main policy, so if you have an accident, it won’t affect their no claims bonus. You’ll still need to make sure the car is insured by the registered keeper throughout, and you must always be supervised by a qualified driver when practising.
A learner driver needs valid car insurance that covers them while practising on public roads with a provisional licence. If you’re taking lessons with an instructor, insurance is usually included.
But for private practice in your own or someone else’s car, you’ll need learner driver insurance that meets UK legal requirements.
You can get learner car insurance with a provisional licence. Learner driver insurance is specifically designed for provisional drivers and covers you for supervised driving practice before you pass your test.
Note: a learner driver must be supervised by a suitable person, aged over 25, who has held a full UK licence for at least 3 years, and will only be covered whilst being supervised to learn to drive with the supervisor in the passenger seat.
The current DayCover learner quote requires the practice car to have an existing insurance policy. Your learner policy is separate, but it does not replace that requirement or insure the supervisor to drive. Check both policies before practising.
The learner must be supervised by someone who meets both the legal rules and the insurer’s conditions. DayCover’s current pages give different minimum ages, so confirm the policy requirement before practising. A supervisor who intends to drive must also be insured for that driving.
There could be a few reasons why you’re unable to get learner driver insurance:
If you’re unsure, it’s worth checking the policy criteria or contacting a broker for help.
You can get learner driver car insurance by the hour with Daycover, from one hour up to 12 hours; it then can be purchased by the day, ideal for short practice sessions.
It’s a flexible and affordable option if you don’t need long term cover. We help you compare different durations so you can choose what’s right for your needs. If you insure yourself for a few hours, but then need more time, simply take out a new policy for the time extension that suits you.
Once you pass your driving test, your learner driver insurance ends immediately. You’re no longer covered, not even to drive home from the test centre.
You’ll need to arrange a new policy as a qualified driver before you drive again. Unfortunately due to insurer requirements, you will need to have held your full licence for six months to be able to buy a standard temporary insurance policy with us.
Learner driver insurance could be cheaper than insurance for new full licence holders, because you’re always supervised and driving under more controlled conditions.
However, there are many variables and prices can still differ based on your age, the car, and how long you need cover for.
If you’re learning in your own car or a family member’s car, you can take out learner driver insurance and also book professional driving lessons separately.
If you’re only using an instructor’s car, you likely won’t need your own policy, as insurance is usually included in the lesson cost.
The cost of insuring a 17 year old varies, but learner driver insurance can be an affordable option for a 17 year so enter your details in our quote journey to get an accurate price.
Yes, you can get learner driver insurance for just one day. This is ideal if you want to fit in a short practice session or need cover for a single day before your driving test.
One day learner policies offer the same legal protection as longer term ones, as long as you’re driving with a qualified supervisor and meet all the standard conditions. It’s a flexible, affordable option if you don’t need ongoing cover.
With Daycover our learner driver car insurance can be for as little as one hour all the way or to a massive 90 days! Giving you plenty of time to practise and pass that test to get rid of your L plates and get on the road by yourself for the first time!
Yes you can get temporary insurance without a full UK licence, but you’d need a provisional licence and need to use our learner insurance.
Learners can't drive on a UK motorway unless they're with a qualified driving instructor in a dual-control car. After passing your test you can, but check your annual policy covers motorway driving from day one.