Why choose Daycover for car-sharing insurance?

What is
temporary insurance for sharing a car?

Car sharing insurance here means temporary insurance for a named driver using a particular car. It may suit sharing a trip with a friend or relative. It is not a policy that automatically covers every passenger, a car-club membership or paid vehicle hire.

How much does temporary insurance for sharing a car cost?

The price shown in your quote is for the driver, vehicle and period you select. Compare the options available for the time you need, including any excess and optional extras. Temporary insurance may suit occasional use; an annual policy may be better value if you drive the vehicle regularly.

Check the cover included in your quote for car-sharing insurance.

What is covered?

What isn't covered?

How to get temporary insurance for sharing a car

Have the vehicle registration and the driver’s details ready. Choose when you need cover, then review the price, eligibility and policy terms before buying.

Do I need temporary insurance for sharing a car?

Get the owner’s permission and check each driver’s insurance. The temporary policy must name the relevant driver and car and cover their time at the wheel.

Who is car-sharing insurance suitable for?

Benefits of share a car insurance

Choose your time

You decide when your cover starts and ends, providing complete control and flexibility.

Comprehensive cover

Our short term car insurance protects you, your passengers, your car as well as other people, property and vehicles.

Great for emergencies

In a hurry? Get on the road in minutes, driving a car you don't own (with the owner's permission of course!).

Quick, easy and affordable

Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive to keep costs to a minimum.

How can you get reduce the cost of car sharing insurance?

If you only take out the exact amount of time on cover that you need to drive the car you’re sharing, then you can keep your car sharing insurance premium to a minimum.

Choose from as little as one hour all the way up to 28 days. If you need more time after one policy ends, then you can take out new temporary car policies to cover your car sharing.

Car sharing insurance FAQs

How long can you get car sharing insurance for?

Select the period when you need to drive, including any return journey. If another person also needs temporary cover, check their requirements separately.

With car sharing insurance, you can drive someone else’s car insured. It’s a form of temporary insurance and allows short term cover on a car that you might be going on a trip with and want to share the long driving stint!

Yes you can take out multiple temporary policies for the purpose of sharing the drive in a year, but there will come a point that it would make more sense cost-wise to take out an annual policy if you’re always using the same car.

You’ll need to have held your UK driving licence for six months to be able to get car sharing temporary insurance.

With annual insurance you pay for the full 365 days of cover on your car insurance, whereas with temporary car insurance you only pay for the time you need. That is why it’s worth checking to see if a short term policy is cheaper for you.

There are also a few ways that you can try and get a lower quote for your temporary car share insurance.

– Don’t purchase adds ons you don’t need; for example, you may have breakdown cover with your bank account

– Have a choice of cars to borrow? It might be worth getting quotes to see which car produces the cheapest quote for you

– Build your experience; the longer you’ve held your licence claim-free, the better

Car-sharing insurance: good to know

If you add a driver to a car insurance policy, any claims made by that additional driver will affect the main policy holder's No Claims Discount.