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Short-Term Car Cover
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Short-Term Car Cover
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Flexible Van Insurance for Short-Term Use
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An unexpected journey still needs the right cover.
Get your quote online.
Emergency car insurance is temporary cover considered at short notice—for example, when you need to borrow a relative’s car because yours is unavailable. It is insurance for an eligible driving situation, not emergency assistance or breakdown recovery.
The price shown in your quote is for the driver, vehicle and period you select. Compare the options available for the time you need, including any excess and optional extras. Temporary insurance may suit occasional use; an annual policy may be better value if you drive the vehicle regularly.
Choose enough time for the whole journey, including the return trip. Check the quoted start and end times rather than relying on a label such as ‘daily’ or ‘monthly’. If your plans change, make sure valid cover is in place before continuing to drive.
Have the vehicle registration and the driver’s details ready. Choose when you need cover, then review the price, eligibility and policy terms before buying.
You decide when your cover starts and ends, providing complete control and flexibility.
Our emergency car insurance protects you, your passengers, your car as well as other people, property and vehicles.
In a hurry? Get on the road in minutes after confirmation and payment!
Get a quote quickly, with a minimal amount of questions for just the length of time you need to drive to keep costs to a minimum.
Check your existing insurance first. If it does not cover the driver and car, request a DayCover quote and review its conditions. An urgent journey does not bypass eligibility, the main-policy requirement or the need for confirmed cover.
Check your existing insurance first. If it does not cover the driver and car, request a DayCover quote and review its conditions. An urgent journey does not bypass eligibility, the main-policy requirement or the need for confirmed cover.
It is a legal requirement to have insurance on any car that you drive, so you cannot under any circumstances drive a car that you do not have insurance for.
Insurance on a car can come in many forms from your own annual car insurance policy, the ability to add drivers to an annual policy, ‘driving other cars’ cover on a comprehensive policy and finally temporary cover on a short term basis.
These are your options for insuring your car in an emergency so you must have one in place; or face the potential of a fine or points on your licence, should you be pulled over by the police for lack of insurance.
If you have your own comprehensive car insurance policy, you might be able to drive someone else’s car in an emergency. This type of cover is known as ‘Driving Other Cars’ it can be referred to as ‘DOC’ for short.
It means that you can drive other cars on your annual car insurance policy for emergencies only.
IMPORTANT NOTE: DOC cover only covers you to drive other cars on a Third Party Only basis. This means that you and the car you are driving would not be covered in an accident, as you would be with your comprehensive policy. Instead, DOC for emergencies will only cover other people and other vehicles should you have an accident.
Yes you can take out numerous emergency car insurance policies. If one emergency policy ends and you didn’t have enough time, you can take out another policy.
You cannot drive a car on someone else’s insurance policy unless you are specifically added as a named driver to their policy. There are occasionally polices that allow other drivers to use a car that they are not named on but these are usually in place for fleets or premium cars and policies.
If you are ever in doubt about whose car you can drive and who can drive your car, it is best to ask your insurance provider directly or refer to your policy wording.
Emergency car insurance is there for you when you need it. Emergency quotes can be done in minutes and you can get on the road shortly after payment.
You can tailor your emergency car insurance to last for as long as you need it to, from as little as one hour up to 28 days.
Your annual policy may not insure you to drive another person's car. Where Driving Other Cars cover is included, it often provides third-party-only protection. Check your certificate and policy wording before relying on it.